How does insurance work?

John and Mary's house just burned down yesterday.

Mary called the insurance company and said, "My house was burned down and I want to get my money."

The insurance agent said, "Actually, our insurance doesn't work that way. We will check what you lost in the fire and provide you a new one, which is identical or similar to your previous one. "

Mary said, "Oh, I see."

Mary thinks a while and said, "Then, please just cancel the insurance policy on my husband."

Honest Insurance Agent

Tom is an honest insurance sales guy. One day, one of his clients asked him "Will my insurance make me rich?"

Tom replied, "Actually, it makes you poor when you are alive. However, the good news is, you will die rich."