There are three guys swimming at a beautiful beach in Hawaii.
The first guy said, "I had a horrible fire and lost my home. However, the insurance company paid for my loss. That's why I am here."
The second guy said, "I had a scary explosion and lost my car. However, the insurance company paid for my loss. That's why I am here."
The third guy said, "I had a big earthquake and lost everything. However, the insurance company paid for my loss. That's why I am here."
The first and second guys turned to the third guy and asked, "Wow! How do you start an earthquake?"
