Insurance is paying for everything

There are three guys swimming at a beautiful beach in Hawaii.

The first guy said, "I had a horrible fire and lost my home. However, the insurance company paid for my loss. That's why I am here."

The second guy said, "I had a scary explosion and lost my car. However, the insurance company paid for my loss. That's why I am here."

The third guy said, "I had a big earthquake and lost everything. However, the insurance company paid for my loss. That's why I am here."

The first and second guys turned to the third guy and asked, "Wow! How do you start an earthquake?"

Car accident

Roger is an insurance sale guy.
On a weekend, he was teaching his son to drive.

Suddenly, his son said, "Dad! The brakes are not working at all! I can not stop the car. We are going to die!"

Roger said, "That's not important. Just try to hit something cheap."